That is the long and short of it.
I know of people who started businesses over the years and didn’t make it. They were forced to shut down and face the consequences.
I too have undergone a similar experience.
No one was there to bail any of us out. No one was that stupid.
If we the business owner who knew the business intimately couldn’t make it work, why throw more money at it?
The government’s big fat hand is grabbing on to our wallets and trying to make it sound as if they aren’t.
I have no problem helping people in need of the essentials, but I do not want to be robbed to help the crooks and their minions who helped create this mess.
I ain’t paying.

The only ones to be bailed out are the ones who caused the problem. Logic?
Their victims will go without help.